?  ?????日前召開(kai)的中(zhong)(zhong)(zhong)央金(jin)(jin)融(rong)(rong)工作(zuo)會(hui)議提(ti)(ti)出“奮(fen)力開(kai)拓(tuo)中(zhong)(zhong)(zhong)國(guo)(guo)特色金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)(zhan)之路”，擘畫了“加快建設金(jin)(jin)融(rong)(rong)強國(guo)(guo)”的宏(hong)偉藍圖，對當前和(he)(he)(he)今后一(yi)個(ge)時期金(jin)(jin)融(rong)(rong)工作(zuo)提(ti)(ti)出了新(xin)要(yao)求(qiu)，為(wei)新(xin)時代(dai)新(xin)征程推(tui)動金(jin)(jin)融(rong)(rong)高質量發展(zhan)(zhan)(zhan)提(ti)(ti)供(gong)了根本(ben)遵(zun)循和(he)(he)(he)行(xing)動指(zhi)南。會(hui)議圍繞奮(fen)力開(kai)拓(tuo)中(zhong)(zhong)(zhong)國(guo)(guo)特色金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)(zhan)之路強調了“八(ba)(ba)個(ge)堅(jian)持(chi)”，即必須堅(jian)持(chi)黨中(zhong)(zhong)(zhong)央對金(jin)(jin)融(rong)(rong)工作(zuo)的集中(zhong)(zhong)(zhong)統一(yi)領導，堅(jian)持(chi)以人民為(wei)中(zhong)(zhong)(zhong)心的價(jia)(jia)值取(qu)(qu)向(xiang)，堅(jian)持(chi)把(ba)(ba)金(jin)(jin)融(rong)(rong)服務實(shi)體經濟作(zuo)為(wei)根本(ben)宗旨，堅(jian)持(chi)把(ba)(ba)防控風險作(zuo)為(wei)金(jin)(jin)融(rong)(rong)工作(zuo)的永(yong)恒(heng)主(zhu)(zhu)題，堅(jian)持(chi)在(zai)市場(chang)化(hua)法治化(hua)軌道上推(tui)進(jin)金(jin)(jin)融(rong)(rong)創新(xin)發展(zhan)(zhan)(zhan)，堅(jian)持(chi)深(shen)化(hua)金(jin)(jin)融(rong)(rong)供(gong)給(gei)側結構性改革，堅(jian)持(chi)統籌(chou)金(jin)(jin)融(rong)(rong)開(kai)放(fang)和(he)(he)(he)安全(quan)，堅(jian)持(chi)穩中(zhong)(zhong)(zhong)求(qiu)進(jin)工作(zuo)總基調。“八(ba)(ba)個(ge)堅(jian)持(chi)”堅(jian)持(chi)理論(lun)和(he)(he)(he)實(shi)踐相結合、戰(zhan)略和(he)(he)(he)戰(zhan)術相貫通(tong)、世界觀和(he)(he)(he)方(fang)法論(lun)相統一(yi)，科(ke)學回答(da)了根本(ben)保障、價(jia)(jia)值取(qu)(qu)向(xiang)、根本(ben)宗旨、永(yong)恒(heng)主(zhu)(zhu)題等一(yi)系列關于中(zhong)(zhong)(zhong)國(guo)(guo)特色社(she)會(hui)主(zhu)(zhu)義金(jin)(jin)融(rong)(rong)發展(zhan)(zhan)(zhan)的重大理論(lun)和(he)(he)(he)實(shi)踐問題，標志著我們(men)黨對金(jin)(jin)融(rong)(rong)本(ben)質規律和(he)(he)(he)發展(zhan)(zhan)(zhan)規律的認識達(da)到了新(xin)的高度(du)。

?  ???必須堅持黨中央對金融工作的集中統一領導

?  ?加強(qiang)黨中(zhong)央(yang)對金(jin)(jin)融(rong)工(gong)作的(de)集中(zhong)統(tong)一領導，是做好(hao)金(jin)(jin)融(rong)工(gong)作的(de)根本保(bao)(bao)證(zheng)。習近平(ping)總書記強(qiang)調(diao)，“金(jin)(jin)融(rong)制(zhi)(zhi)度是經(jing)濟社會發展中(zhong)重(zhong)(zhong)要(yao)的(de)基礎(chu)性制(zhi)(zhi)度”。科學有效的(de)金(jin)(jin)融(rong)制(zhi)(zhi)度安排是國民經(jing)濟高(gao)效、平(ping)穩(wen)運行的(de)重(zhong)(zhong)要(yao)保(bao)(bao)障(zhang)。中(zhong)國共產黨的(de)領導是我國金(jin)(jin)融(rong)制(zhi)(zhi)度的(de)本質特征(zheng)、最大(da)優勢，是做好(hao)金(jin)(jin)融(rong)工(gong)作的(de)“根”和“魂”。

?  ?當前，國(guo)際經濟形勢風云(yun)變(bian)(bian)幻，金(jin)(jin)融(rong)(rong)領(ling)(ling)域(yu)(yu)各種矛盾(dun)和(he)(he)(he)問題彼此(ci)交織，相(xiang)互影(ying)響(xiang)，金(jin)(jin)融(rong)(rong)風險隱(yin)患增(zeng)多且蔓延更為迅速。面(mian)對(dui)(dui)(dui)中(zhong)(zhong)華民(min)族(zu)偉大復興戰略全(quan)(quan)局(ju)和(he)(he)(he)世(shi)界百(bai)年未(wei)有(you)(you)之(zhi)大變(bian)(bian)局(ju)，只有(you)(you)加(jia)強(qiang)(qiang)黨(dang)的(de)領(ling)(ling)導，才(cai)能在應對(dui)(dui)(dui)這(zhe)些復雜問題中(zhong)(zhong)強(qiang)(qiang)化全(quan)(quan)局(ju)觀念、系統(tong)思維，掌握先機和(he)(he)(he)主(zhu)動，確(que)保(bao)我國(guo)金(jin)(jin)融(rong)(rong)改革發(fa)(fa)展(zhan)(zhan)始終堅(jian)持正確(que)的(de)前進方(fang)向。今年3月印發(fa)(fa)的(de)《黨(dang)和(he)(he)(he)國(guo)家(jia)機構(gou)改革方(fang)案(an)》，確(que)定組建中(zhong)(zhong)央金(jin)(jin)融(rong)(rong)委員(yuan)(yuan)(yuan)會(hui)和(he)(he)(he)中(zhong)(zhong)央金(jin)(jin)融(rong)(rong)工作(zuo)委員(yuan)(yuan)(yuan)會(hui)，負責金(jin)(jin)融(rong)(rong)穩(wen)定和(he)(he)(he)金(jin)(jin)融(rong)(rong)發(fa)(fa)展(zhan)(zhan)的(de)頂層設(she)計，這(zhe)是(shi)從制(zhi)(zhi)度層面(mian)加(jia)強(qiang)(qiang)和(he)(he)(he)保(bao)障黨(dang)中(zhong)(zhong)央對(dui)(dui)(dui)金(jin)(jin)融(rong)(rong)工作(zuo)和(he)(he)(he)國(guo)家(jia)金(jin)(jin)融(rong)(rong)安全(quan)(quan)的(de)集(ji)中(zhong)(zhong)統(tong)一(yi)領(ling)(ling)導。此(ci)次中(zhong)(zhong)央金(jin)(jin)融(rong)(rong)工作(zuo)會(hui)議強(qiang)(qiang)調，完善黨(dang)領(ling)(ling)導金(jin)(jin)融(rong)(rong)工作(zuo)的(de)體制(zhi)(zhi)機制(zhi)(zhi)，發(fa)(fa)揮(hui)好(hao)中(zhong)(zhong)央金(jin)(jin)融(rong)(rong)委員(yuan)(yuan)(yuan)會(hui)在統(tong)籌協(xie)調把(ba)關方(fang)面(mian)的(de)重要作(zuo)用，發(fa)(fa)揮(hui)好(hao)中(zhong)(zhong)央金(jin)(jin)融(rong)(rong)工作(zuo)委員(yuan)(yuan)(yuan)會(hui)在加(jia)強(qiang)(qiang)黨(dang)的(de)建設(she)方(fang)面(mian)的(de)重要作(zuo)用，同時注重落實(shi)好(hao)屬(shu)地責任，發(fa)(fa)揮(hui)好(hao)地方(fang)黨(dang)委金(jin)(jin)融(rong)(rong)委員(yuan)(yuan)(yuan)會(hui)和(he)(he)(he)金(jin)(jin)融(rong)(rong)工委的(de)作(zuo)用。堅(jian)持黨(dang)中(zhong)(zhong)央對(dui)(dui)(dui)金(jin)(jin)融(rong)(rong)工作(zuo)的(de)集(ji)中(zhong)(zhong)統(tong)一(yi)領(ling)(ling)導，必須把(ba)加(jia)強(qiang)(qiang)黨(dang)的(de)領(ling)(ling)導貫穿于中(zhong)(zhong)國(guo)特色金(jin)(jin)融(rong)(rong)發(fa)(fa)展(zhan)(zhan)之(zhi)路的(de)全(quan)(quan)方(fang)位、全(quan)(quan)過程、全(quan)(quan)領(ling)(ling)域(yu)(yu)，堅(jian)決貫徹(che)落實(shi)黨(dang)中(zhong)(zhong)央各項(xiang)重大金(jin)(jin)融(rong)(rong)決策部署(shu)，把(ba)黨(dang)的(de)領(ling)(ling)導這(zhe)一(yi)制(zhi)(zhi)度優(you)勢轉化為中(zhong)(zhong)國(guo)特色社會(hui)主(zhu)義金(jin)(jin)融(rong)(rong)發(fa)(fa)展(zhan)(zhan)的(de)治理效能優(you)勢。

?  ?必須堅持以人民為中心的價值取向

?  ?做好(hao)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)工作，必須深刻把握金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)工作的(de)(de)(de)人(ren)(ren)民(min)(min)性(xing)。中國(guo)特色(se)(se)(se)社會主(zhu)義進入新時代(dai)，我國(guo)社會主(zhu)要矛盾已經(jing)轉化為(wei)人(ren)(ren)民(min)(min)日益(yi)增長(chang)(chang)的(de)(de)(de)美好(hao)生活需要和(he)不(bu)(bu)平(ping)衡不(bu)(bu)充(chong)分的(de)(de)(de)發(fa)展(zhan)之間(jian)的(de)(de)(de)矛盾。黨的(de)(de)(de)二十大報告強調，堅持(chi)(chi)以(yi)(yi)人(ren)(ren)民(min)(min)為(wei)中心的(de)(de)(de)發(fa)展(zhan)思想(xiang)，讓現代(dai)化建設成果(guo)更多更公平(ping)惠(hui)及全體人(ren)(ren)民(min)(min)。走好(hao)中國(guo)特色(se)(se)(se)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)發(fa)展(zhan)之路(lu)，必須堅持(chi)(chi)人(ren)(ren)民(min)(min)至上，將以(yi)(yi)人(ren)(ren)民(min)(min)為(wei)中心的(de)(de)(de)發(fa)展(zhan)思想(xiang)融(rong)(rong)(rong)入中國(guo)特色(se)(se)(se)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)發(fa)展(zhan)之路(lu)中，不(bu)(bu)斷滿足經(jing)濟社會發(fa)展(zhan)和(he)人(ren)(ren)民(min)(min)群眾(zhong)日益(yi)增長(chang)(chang)的(de)(de)(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)需求(qiu)。堅持(chi)(chi)以(yi)(yi)人(ren)(ren)民(min)(min)為(wei)中心的(de)(de)(de)價(jia)值(zhi)取(qu)向，不(bu)(bu)斷提升金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務的(de)(de)(de)普惠(hui)性(xing)和(he)覆(fu)蓋面(mian)，推(tui)動(dong)普惠(hui)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)高質(zhi)(zhi)量發(fa)展(zhan)，增加對(dui)(dui)薄弱環節提供(gong)的(de)(de)(de)優質(zhi)(zhi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務。對(dui)(dui)民(min)(min)營(ying)企(qi)業(ye)一視同仁，增加針對(dui)(dui)民(min)(min)營(ying)企(qi)業(ye)的(de)(de)(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務供(gong)給。加快(kuai)推(tui)動(dong)建立小(xiao)微企(qi)業(ye)“敢(gan)貸、愿貸、能貸、會貸”的(de)(de)(de)長(chang)(chang)效機制，增加針對(dui)(dui)“三(san)農”、小(xiao)微企(qi)業(ye)等的(de)(de)(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務供(gong)給。引導金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機構優化資源(yuan)配置和(he)考核激勵(li)機制，強化科技賦能，推(tui)動(dong)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)產品和(he)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服(fu)務創(chuang)新。以(yi)(yi)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)隊伍的(de)(de)(de)純(chun)潔性(xing)、專(zhuan)業(ye)性(xing)、戰斗力為(wei)主(zhu)要支撐，持(chi)(chi)續建設一支忠誠、干凈、擔(dan)當、專(zhuan)業(ye)的(de)(de)(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)干部人(ren)(ren)才(cai)隊伍，持(chi)(chi)之以(yi)(yi)恒嚴懲(cheng)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)腐敗(bai)，確保堅守(shou)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)工作的(de)(de)(de)人(ren)(ren)民(min)(min)性(xing)。

?  ?必須堅持把金融服務實體經濟作為根本宗旨

?  ?金融(rong)(rong)活，則經(jing)濟活；金融(rong)(rong)穩，則經(jing)濟穩。金融(rong)(rong)是實體(ti)(ti)經(jing)濟的(de)血脈，是國家宏觀調控和資源配(pei)置(zhi)的(de)重要(yao)工具。走中國特色金融(rong)(rong)發(fa)展之(zhi)路，必(bi)須堅持把金融(rong)(rong)服(fu)務(wu)(wu)(wu)實體(ti)(ti)經(jing)濟作(zuo)為(wei)根本宗(zong)旨，將服(fu)務(wu)(wu)(wu)實體(ti)(ti)經(jing)濟作(zuo)為(wei)金融(rong)(rong)工作(zuo)的(de)出發(fa)點和落腳點，持續提高金融(rong)(rong)服(fu)務(wu)(wu)(wu)實體(ti)(ti)經(jing)濟的(de)能力(li)和水平(ping)。

?  ?今年以來，我國國民經(jing)(jing)(jing)濟持(chi)續(xu)恢(hui)復(fu)、總體回升向(xiang)好(hao)(hao)，但經(jing)(jing)(jing)濟運行(xing)仍面臨新的風險挑戰。推動(dong)經(jing)(jing)(jing)濟運行(xing)持(chi)續(xu)好(hao)(hao)轉、增強經(jing)(jing)(jing)濟發(fa)(fa)展內(nei)生動(dong)力、持(chi)續(xu)改善社會(hui)(hui)預期、防范化(hua)解風險隱患，需要(yao)金(jin)融(rong)(rong)為(wei)實(shi)體經(jing)(jing)(jing)濟提(ti)供更為(wei)高(gao)質高(gao)效的服(fu)務(wu)(wu)。堅持(chi)把金(jin)融(rong)(rong)服(fu)務(wu)(wu)實(shi)體經(jing)(jing)(jing)濟作為(wei)根本(ben)宗旨，應著力營造(zao)良好(hao)(hao)的貨幣(bi)金(jin)融(rong)(rong)環境。實(shi)施好(hao)(hao)穩健的貨幣(bi)政策(ce)，強化(hua)跨周期和逆(ni)周期調節(jie)(jie)，充實(shi)貨幣(bi)政策(ce)工具(ju)箱(xiang)。優(you)化(hua)資(zi)(zi)金(jin)供給結構，發(fa)(fa)揮(hui)結構性(xing)貨幣(bi)政策(ce)工具(ju)對特定領(ling)域(yu)(yu)的作用，把更多金(jin)融(rong)(rong)資(zi)(zi)源配置(zhi)到經(jing)(jing)(jing)濟社會(hui)(hui)發(fa)(fa)展的重點(dian)領(ling)域(yu)(yu)和薄弱環節(jie)(jie)，大力支持(chi)創(chuang)新驅動(dong)發(fa)(fa)展戰略、區域(yu)(yu)協(xie)調發(fa)(fa)展戰略，確(que)保(bao)國家糧食和能源安全等。切實(shi)降低企業融(rong)(rong)資(zi)(zi)和個人消費信(xin)貸(dai)成本(ben)，保(bao)持(chi)人民幣(bi)匯率在合(he)理均衡水平上(shang)基本(ben)穩定。全方(fang)位盤活(huo)被低效利用的金(jin)融(rong)(rong)資(zi)(zi)源，提(ti)高(gao)資(zi)(zi)金(jin)使用效率。

?  ?必須堅持把防控風險作為金融工作的永恒主題

?  ?防范(fan)(fan)化解(jie)(jie)(jie)金(jin)(jin)融風(feng)(feng)(feng)險(xian)是金(jin)(jin)融業永恒的主題。自從(cong)黨(dang)(dang)的十九(jiu)大(da)把防范(fan)(fan)化解(jie)(jie)(jie)重(zhong)大(da)風(feng)(feng)(feng)險(xian)列為三大(da)攻堅(jian)戰(zhan)之(zhi)首(shou)以來(lai)(lai)，按照黨(dang)(dang)中央確立(li)(li)的“穩定大(da)局、統籌協(xie)調、分(fen)類(lei)施策、精(jing)準拆(chai)彈”的基本方針(zhen)，我國(guo)持續(xu)防范(fan)(fan)化解(jie)(jie)(jie)重(zhong)大(da)金(jin)(jin)融風(feng)(feng)(feng)險(xian)，實現了(le)金(jin)(jin)融風(feng)(feng)(feng)險(xian)的整體可控。近年來(lai)(lai)，黨(dang)(dang)中央、國(guo)務院加強了(le)金(jin)(jin)融監(jian)管(guan)(guan)的相(xiang)關部署，組建中央金(jin)(jin)融委員會(hui)和中央金(jin)(jin)融工作(zuo)委員會(hui)，成立(li)(li)國(guo)家(jia)金(jin)(jin)融監(jian)督管(guan)(guan)理總局，金(jin)(jin)融監(jian)管(guan)(guan)體系架(jia)構(gou)不斷完善(shan)，金(jin)(jin)融監(jian)管(guan)(guan)的權威(wei)性和協(xie)調性日趨完善(shan)。

?  ?新(xin)征(zheng)程上加(jia)快建設金(jin)(jin)融(rong)強國，必須認真落實此次中央金(jin)(jin)融(rong)工作會(hui)議精神，堅(jian)持把(ba)防控(kong)風(feng)(feng)(feng)(feng)險(xian)作為(wei)金(jin)(jin)融(rong)工作的(de)永(yong)恒(heng)主(zhu)(zhu)題，全面加(jia)強金(jin)(jin)融(rong)監(jian)管(guan)(guan)，有(you)效(xiao)(xiao)防范(fan)化(hua)(hua)解金(jin)(jin)融(rong)風(feng)(feng)(feng)(feng)險(xian)。切(qie)實提高金(jin)(jin)融(rong)監(jian)管(guan)(guan)有(you)效(xiao)(xiao)性，全面強化(hua)(hua)機構監(jian)管(guan)(guan)、行(xing)為(wei)監(jian)管(guan)(guan)、功(gong)能監(jian)管(guan)(guan)、穿(chuan)透式監(jian)管(guan)(guan)、持續監(jian)管(guan)(guan)，消(xiao)除監(jian)管(guan)(guan)空(kong)白和(he)(he)盲(mang)區，將所有(you)金(jin)(jin)融(rong)活(huo)動全部納(na)入監(jian)管(guan)(guan)。加(jia)強對重點(dian)領域的(de)風(feng)(feng)(feng)(feng)險(xian)監(jian)管(guan)(guan)，嚴厲打擊非法金(jin)(jin)融(rong)活(huo)動，及(ji)時處置(zhi)中小金(jin)(jin)融(rong)機構風(feng)(feng)(feng)(feng)險(xian)，建立防范(fan)化(hua)(hua)解地方債務(wu)風(feng)(feng)(feng)(feng)險(xian)長效(xiao)(xiao)機制(zhi)。促(cu)進金(jin)(jin)融(rong)與房(fang)地產良性循環，健全房(fang)地產企業主(zhu)(zhu)體監(jian)管(guan)(guan)制(zhi)度(du)和(he)(he)資金(jin)(jin)監(jian)管(guan)(guan)，完善房(fang)地產金(jin)(jin)融(rong)宏觀審慎(shen)管(guan)(guan)理(li)。把(ba)握好權(quan)和(he)(he)責(ze)的(de)關系，健全權(quan)責(ze)一致、激勵約(yue)束(shu)相容(rong)的(de)風(feng)(feng)(feng)(feng)險(xian)處置(zhi)責(ze)任(ren)機制(zhi)。把(ba)握好快和(he)(he)穩的(de)關系，在穩定大局的(de)前提下把(ba)握時度(du)效(xiao)(xiao)，健全具有(you)硬約(yue)束(shu)的(de)金(jin)(jin)融(rong)風(feng)(feng)(feng)(feng)險(xian)早(zao)期糾正機制(zhi)。

?  ?必須堅持在市場化法治化軌道上推進金融創新發展

?  ?以(yi)新發展理念(nian)為指(zhi)導，我國(guo)(guo)正在著(zhu)力(li)推進(jin)創(chuang)新型國(guo)(guo)家建設。實(shi)現(xian)創(chuang)新發展離不開金融創(chuang)新，這是推進(jin)中國(guo)(guo)式(shi)現(xian)代化(hua)和(he)高質量發展的必然要求。需要注意的是，推進(jin)金融創(chuang)新發展，必須堅持市場化(hua)法治(zhi)化(hua)原則。

?  ?堅(jian)(jian)持(chi)以市場(chang)(chang)(chang)化(hua)為(wei)導(dao)向(xiang)，發(fa)揮(hui)(hui)市場(chang)(chang)(chang)在金(jin)(jin)融(rong)資(zi)(zi)源配置中的(de)(de)決定性作(zuo)用，同時更好發(fa)揮(hui)(hui)政(zheng)府的(de)(de)金(jin)(jin)融(rong)監(jian)管作(zuo)用。中央(yang)金(jin)(jin)融(rong)工作(zuo)會(hui)議強調，強化(hua)市場(chang)(chang)(chang)規則，打(da)造(zao)規則統一、監(jian)管協同的(de)(de)金(jin)(jin)融(rong)市場(chang)(chang)(chang)，促(cu)進長期資(zi)(zi)本(ben)形成(cheng)。只有(you)堅(jian)(jian)持(chi)市場(chang)(chang)(chang)化(hua)導(dao)向(xiang)，進一步釋放金(jin)(jin)融(rong)體系(xi)活(huo)力(li)，才能有(you)效分散金(jin)(jin)融(rong)風險(xian)，引(yin)導(dao)更多(duo)資(zi)(zi)金(jin)(jin)轉(zhuan)化(hua)為(wei)長期資(zi)(zi)本(ben)，為(wei)實體經濟(ji)轉(zhuan)型和發(fa)展提供有(you)效支持(chi)。

?  ?堅持以法(fa)治化(hua)為導向。社會主(zhu)義市場(chang)經(jing)濟本質上是法(fa)治經(jing)濟，金(jin)(jin)融(rong)(rong)(rong)(rong)創新(xin)發展(zhan)同樣離不開法(fa)治化(hua)的保障和(he)規(gui)(gui)范(fan)。黨(dang)的十(shi)八大以來，我國金(jin)(jin)融(rong)(rong)(rong)(rong)立法(fa)工作持續推進，金(jin)(jin)融(rong)(rong)(rong)(rong)基礎法(fa)律相繼(ji)(ji)修(xiu)正或者(zhe)修(xiu)訂，部門規(gui)(gui)章和(he)規(gui)(gui)范(fan)性文(wen)件、地方性法(fa)規(gui)(gui)等多層(ceng)次的金(jin)(jin)融(rong)(rong)(rong)(rong)法(fa)律體系不斷完善。走中國特色金(jin)(jin)融(rong)(rong)(rong)(rong)發展(zhan)之路，客(ke)觀上要求繼(ji)(ji)續完善相關金(jin)(jin)融(rong)(rong)(rong)(rong)法(fa)律制(zhi)度。加強金(jin)(jin)融(rong)(rong)(rong)(rong)法(fa)治建設，還需及時推進金(jin)(jin)融(rong)(rong)(rong)(rong)重點領(ling)域(yu)和(he)新(xin)興領(ling)域(yu)的立法(fa)和(he)修(xiu)法(fa)工作。

?  ?必須堅持深化金融供給側結構性改革

?  ?此次中央金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)工作會議(yi)強(qiang)(qiang)調(diao)，當前和(he)(he)今(jin)后(hou)一個時期(qi)，做好金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)工作，要(yao)以(yi)深化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)供(gong)給側(ce)結構(gou)性(xing)改(gai)革(ge)為(wei)(wei)主(zhu)線。改(gai)革(ge)開放以(yi)來，我(wo)國(guo)逐步完(wan)成了從“大(da)一統”金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)體(ti)(ti)(ti)系向(xiang)多元(yuan)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)體(ti)(ti)(ti)系的(de)(de)(de)轉變(bian)，全社會形成了以(yi)銀(yin)行(xing)為(wei)(wei)主(zhu)導的(de)(de)(de)間接融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)結構(gou)。深化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)供(gong)給側(ce)結構(gou)性(xing)改(gai)革(ge)，必須強(qiang)(qiang)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)(fu)務功能(neng)，找準(zhun)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)(fu)務的(de)(de)(de)重(zhong)點，堅持金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)以(yi)服(fu)(fu)務實體(ti)(ti)(ti)經濟、服(fu)(fu)務人(ren)(ren)民生活(huo)為(wei)(wei)本(ben)。著力打造(zao)現(xian)代金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)和(he)(he)市場體(ti)(ti)(ti)系，疏通資(zi)(zi)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)進(jin)入(ru)實體(ti)(ti)(ti)經濟的(de)(de)(de)渠道(dao)。健全法人(ren)(ren)治理(li)體(ti)(ti)(ti)系，完(wan)善中國(guo)特色(se)現(xian)代金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)企業制度，完(wan)善國(guo)有金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)本(ben)管理(li)，拓寬銀(yin)行(xing)資(zi)(zi)本(ben)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)補充渠道(dao)。注重(zhong)改(gai)善間接融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)結構(gou)，完(wan)善金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)定位(wei)，推(tui)動國(guo)有大(da)型金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)做優(you)做強(qiang)(qiang)，嚴格中小金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)準(zhun)入(ru)標準(zhun)和(he)(he)監管要(yao)求(qiu)，強(qiang)(qiang)化(hua)(hua)(hua)政策(ce)性(xing)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)的(de)(de)(de)職(zhi)能(neng)定位(wei)，發(fa)揮好保險業的(de)(de)(de)重(zhong)要(yao)功能(neng)。更好發(fa)揮資(zi)(zi)本(ben)市場樞紐功能(neng)，推(tui)動股票發(fa)行(xing)注冊(ce)制走深走實，發(fa)展多元(yuan)化(hua)(hua)(hua)股權融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)，大(da)力提高上市公司質量，培(pei)育一流投資(zi)(zi)銀(yin)行(xing)和(he)(he)投資(zi)(zi)機(ji)(ji)構(gou)。促進(jin)債券市場高質量發(fa)展，推(tui)動實現(xian)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)方式(shi)的(de)(de)(de)多元(yuan)化(hua)(hua)(hua)。

?  ?必須堅持統籌金融開放和安全

?  ?金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)是中(zhong)國(guo)參與(yu)全(quan)球金(jin)(jin)(jin)(jin)(jin)(jin)融治理、實現跨國(guo)金(jin)(jin)(jin)(jin)(jin)(jin)融資(zi)源(yuan)配置、推動(dong)金(jin)(jin)(jin)(jin)(jin)(jin)融強(qiang)(qiang)國(guo)建設的(de)重要路徑。黨(dang)的(de)十八大(da)(da)以(yi)來，我國(guo)穩(wen)步推進(jin)金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)，取(qu)消外資(zi)股(gu)比限制，資(zi)本(ben)項目開(kai)放(fang)穩(wen)步推進(jin)。走中(zhong)國(guo)特色金(jin)(jin)(jin)(jin)(jin)(jin)融發(fa)展之路，必(bi)須(xu)堅(jian)持統(tong)籌金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)和(he)(he)安全(quan)，平衡好金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)與(yu)金(jin)(jin)(jin)(jin)(jin)(jin)融安全(quan)的(de)關系。一方面，著力擴(kuo)大(da)(da)金(jin)(jin)(jin)(jin)(jin)(jin)融高水平開(kai)放(fang)，擴(kuo)大(da)(da)金(jin)(jin)(jin)(jin)(jin)(jin)融制度(du)型(xing)雙向開(kai)放(fang)。堅(jian)持“引進(jin)來”和(he)(he)“走出去”并(bing)重，提升跨境投融資(zi)便利化。創造良好營商環境，吸引更多外資(zi)機構和(he)(he)長期資(zi)本(ben)來華(hua)。增(zeng)強(qiang)(qiang)上海國(guo)際(ji)金(jin)(jin)(jin)(jin)(jin)(jin)融中(zhong)心(xin)的(de)競爭(zheng)力和(he)(he)影響(xiang)力，鞏固(gu)提升香(xiang)港國(guo)際(ji)金(jin)(jin)(jin)(jin)(jin)(jin)融中(zhong)心(xin)地位(wei)。穩(wen)慎扎實推進(jin)人民幣(bi)國(guo)際(ji)化，提升數字人民幣(bi)的(de)國(guo)際(ji)競爭(zheng)力和(he)(he)話(hua)語權。另一方面，必(bi)須(xu)認識到金(jin)(jin)(jin)(jin)(jin)(jin)融對外開(kai)放(fang)不可能一蹴而就，其幅度(du)和(he)(he)程度(du)需要與(yu)國(guo)際(ji)經濟形勢、國(guo)內經濟發(fa)展狀況(kuang)以(yi)及(ji)跨境金(jin)(jin)(jin)(jin)(jin)(jin)融需求等(deng)客(ke)觀(guan)現實相適應。更加注重開(kai)放(fang)的(de)質量，服務好“走出去”和(he)(he)“一帶(dai)一路”建設。找準金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)與(yu)金(jin)(jin)(jin)(jin)(jin)(jin)融安全(quan)之間的(de)平衡點(dian)，推動(dong)宏觀(guan)審慎監(jian)管(guan)(guan)和(he)(he)微(wei)觀(guan)審慎監(jian)管(guan)(guan)相配合，確保(bao)金(jin)(jin)(jin)(jin)(jin)(jin)融開(kai)放(fang)下的(de)國(guo)家金(jin)(jin)(jin)(jin)(jin)(jin)融安全(quan)。

?  ?必須堅持穩中求進工作總基調

?  ?當前，世界百(bai)年未有之大變局加速演進，新一輪科(ke)技革(ge)命和(he)(he)產(chan)業變革(ge)深入發展(zhan)，國(guo)際力量(liang)對(dui)比深刻(ke)調(diao)整。同時，逆全(quan)球化思潮抬頭，全(quan)球性(xing)(xing)問(wen)題加劇，世界進入新的動蕩變革(ge)期(qi)。我國(guo)面臨的不(bu)(bu)確定性(xing)(xing)不(bu)(bu)穩(wen)定性(xing)(xing)因素顯著增多。在此(ci)背景下，必須堅持(chi)(chi)穩(wen)中(zhong)求(qiu)進的工(gong)作(zuo)(zuo)總基(ji)調(diao)，以穩(wen)求(qiu)進，以進促穩(wen)，持(chi)(chi)續推動中(zhong)國(guo)特(te)色(se)社(she)(she)會主義(yi)金融高質量(liang)發展(zhan)。此(ci)次中(zhong)央金融工(gong)作(zuo)(zuo)會議(yi)強(qiang)調(diao)，要(yao)堅持(chi)(chi)穩(wen)中(zhong)求(qiu)進工(gong)作(zuo)(zuo)總基(ji)調(diao)，統籌(chou)(chou)發展(zhan)和(he)(he)安全(quan)，不(bu)(bu)斷開創(chuang)新時代金融工(gong)作(zuo)(zuo)新局面。為(wei)此(ci)，既要(yao)始終保(bao)(bao)持(chi)(chi)貨幣(bi)政(zheng)策的穩(wen)健(jian)性(xing)(xing)，保(bao)(bao)持(chi)(chi)貨幣(bi)供(gong)應量(liang)和(he)(he)社(she)(she)會融資規模增速與名(ming)義(yi)經濟增速基(ji)本匹配，確保(bao)(bao)不(bu)(bu)出現區域(yu)性(xing)(xing)系統性(xing)(xing)金融風(feng)險，又要(yao)加強(qiang)對(dui)創(chuang)新驅動的金融支(zhi)持(chi)(chi)，發揮科(ke)創(chuang)板(ban)、創(chuang)業板(ban)等對(dui)“硬科(ke)技”、科(ke)技創(chuang)新、“專(zhuan)精特(te)新”企(qi)業的積極作(zuo)(zuo)用；既要(yao)持(chi)(chi)續深化金融供(gong)給側(ce)結構性(xing)(xing)改革(ge)和(he)(he)高水平(ping)對(dui)外(wai)開放(fang)，又要(yao)注意全(quan)面加強(qiang)金融監管，統籌(chou)(chou)發展(zhan)和(he)(he)安全(quan)。（作(zuo)(zuo)者：郭威、孫雪芬，分(fen)別系中(zhong)央黨(dang)校〔國(guo)家行政(zheng)學院〕習(xi)近平(ping)新時代中(zhong)國(guo)特(te)色(se)社(she)(she)會主義(yi)思想研(yan)究中(zhong)心研(yan)究員、浙江(jiang)省委黨(dang)校浙江(jiang)省“八八戰(zhan)略”創(chuang)新發展(zhan)研(yan)究院研(yan)究員）

原標題：奮力開拓中國特色金融發展之路
光明日報
責任編輯：萬鵬、代曉靈
頁面編輯：蘇偉